Woori We'll Rich 100 Savings

Woori We’ll Rich 100 Savings
Sizable sum of money accumulation in preparation of the retirement
Deposit savings in preparation for the retirement
Product Type
Sizable sum of money accumulation product
Eligibility
Individual with his or her real name verification (1 account per customer)
Term
1 year, 2 years, 3 years (up to 9 years at re-deposit)
Deposit amount
Discretionary deposit, to the extent the amount is no more than KRW 3 mil per month
Woori We’ll Rich 100 Savings
Summary
Deposit savings in preparation for the retirement
Characteristic
Savings accounted to be deposited for the term of1 year up to 9 years
Depositor Protection
This financial product is insured by Korean Deposit Insurance Corporation (KDIC) under Depositor Protection Act. All your applicable deposits, including the principal and any interest accrued thereon, shall be protected up to “the maximum limit of KRW 50 mil “per customer. Any amount exceeding the limit of KRW 50 mil shall not be insured.
Eligibility
Individual with his or her real name verification (1 account per customer) ※ 1 account per customer, including Woori Youth 100 Years Savings
Deposit amount
Discretionary deposit, to the extent the amount is no more than KRW 3 mil per month
Term
No restriction
Basic Interest Rate
Interest rate announced by the branch and internet homepage as of the account opening date
Preferential Interest Rate
Preferential Treatment: up to 0.2%p is offered when any one of the categories is met)
① 0.1%p per annum for pension (national pension, public official pension, military pension, private school pension or basic) deposit with Woori Bank Check the pension deposit history of the month before the previous month in case the account opening date falls into the period from the 1st to the 9th day
-Check the pension deposit history of the previous month in case the account opening date falls into the period from the 10th day to the end day
②0.1%p per annum for deposit automatic transfer from Woori We’ll Rich 100 Pension account
③0.1%p per annum for Woori Credit Card or Woori Debit Card ownership
④0.1%p per annum for internet banking or smart banking subscription
Long-term transaction preferential treatment: additional 0.1%p per annum from the original automatic re-deposit date is applied, 3 years afterthe account opening date
Post Maturity Rate
Identical with the post maturity rate for the regular deposit announced at the final maturity date
Premature Withdrawal Rate
Identical with the premature withdrawal rate for the regular deposit announced on the account opening date
Applicable Interest Rate
As of :
Oct. 06, 2015 (annual interest rate, before tax, %)
Applicable Interest Rate
Category Term and Amount Interest Rate (Annual) Note
Prescribed Rate 1 year 1.95
2 year 2.05
3 year 2.15
Premature Withdrawal Rate Premature withdrawal rate for the regular deposit announced on the original account opening date is applied. (or final re-deposit date in the case of automatic re-deposit)
Post Maturity Rate Post maturity rate for the regular deposit announced at maturity
Tax Benefit
Non-taxable general savings application is available (within the account holder’s limit)
Interest Payment Method
One-time payment at maturity
(provided, however, for automatic re-deposit, the total amount of the principal plus after-tax interest shall be re-deposited) If the account holder cancels the account due to the grounds, such as one’s 60th birthday (60 years old), 70th birthday, 80th birthday, 90th birthday, and 100th birthday (70, 80, 90, and 100 years old, respectively), the basic interest rate shall be the premature withdrawal interest rate.
※ Benefit is provided for the period starting from 3 months before the ground occurrence to 3 months thereafter)in terms of one’s resident registration number
Automatic Re-deposit
As long as there is an application by the account holder with the account term of 3 years, the principal and interest can be automatically re-deposited every 3 years, and such automatic re-deposit can be applied up to 2 times maximum and it may be deposited up to 9 years from the original account opening.
Caution
From 00:00 to 09:00 on the 10th day of each month, the pension deposit requirement among the preferential treatment requirements may not be applicable, and thus, please open an account, avoiding this time interval.
Information on product name change
“Woori Youth 100 Years Savings” has been re-named to “Woori We’ll Rich 100 Savings"

Foreign Exchange Rate

2018/08/17 16:14:11
통화 환율 정보
Currency Buy Sell
USD 1,144.68 1,105.32
JPY 1,033.48 997.94
EUR 1,306.15 1,255.69

Woori Call Center

  • 1599-2288 (Dedicated Foreigner Call Center) -> 1(English), 2(Chinese), 3(Japanese), 4(Vietnamese), 5(Mongolian), 6(Tai), 7(Indonesian), 8(Cambodian), 9(Uzbek), 0(Tagalog)
  • 1588-5000, 1599-5000 (Domestic)
  • 82-2-2006-5000 (International)
  • Business hours : 09:00 ~ 18:00, Mon-Fri