Banking Guide

Banking Guide for Foreign Customer

Wooribank Banking Guide for Foreign Customers

Checking Account, Internet / Smart Banking, Check Card
Please bring your identification card. (Passport or Alien registration card)
If you opened an account using passport but later issued an Alien Registration Card, you must bring both your passport and Alien Registration Card upon visiting the bank.


※ In Korea, bringing a legitimate identification card is a prerequisite for any kind of bank transaction, and one may be required other documents(proof of employment, pay notices or other proofs of income, utility bill, credit card etc.) depending on the task.
※ Please note that by law, whether there was any monetary motive or not, foreigners are liable for punishment for lending one’s card or deposit account to a third person.
※For detailed information please visit the nearest branch.
Checking Account
  • Register for direct deposit of your monthly salary and get benefits
  • Woori Fortune salary account
    • Salary account for foreign residents
    • Free SMS notice service
    • Fees waived : with a salary over 500,000 KRW per month, ATM fees are waived for 10 times a month.

※This account is insured by the Korea Deposit Insurance Corporation (KDIC) under the Depositor Protection Act for up to 50 million KRW, including principal and interest, per person, per institution. Any amount over 50 million KRW is not insured.

Internet / Smart Banking
  • Use banking service whenever and wherever!
  • Once registered for our online banking service at the branch, inquiry, transfer, deposit, and overseas transfer available wherever and whenever
    • Get the Security card or purchase OTP(One time password generator) for your online transfers.
  • How to issue the digital Certificate for your online transactions
    • Visit Woori Bank’s website (www.wooribank.com) and go to certificate center issue/reissue menu.
    • Use Global App or Smart App http://m.wooribank.com to issue the certificate on your smartphone.
Check Card
(No annual fee)
  • Cash, transportation, check card functions all in one and also get discounts and fee exemptions
  • Woori V Expat Check Card (pre-paid transportation card)
  • Korea Daypass Check Card (post-paid transportation card)
Checking Account, Internet / Smart Banking, Check Card
Easy and Convenient Required documents : Passport, Alien Registration Card and recipient’s bank information
Overseas
Remittance
Service
  • Once registered for the Overseas Remittance service, easy and convenient transfers available
  • Direct Overseas Transfer Account Service (Remittance bankbook)
    • Immediate overseas transfer available by depositing KRW into the remittance account
    • 50% discount on exchange rate for USD, JPY, EUR, 30% for other currencies and 30% on overseas remittance fee

    ※This account is insured by the Korea Deposit Insurance Corporation (KDIC) under the Depositor Protection Act for up to 50 million KRW, including principal and interest, per person, per institution. Any amount over 50 million KRW is not insured.

  • Internet / Smart banking overseas transfer
    • 50% discount on exchange rate for USD, JPY, EUR, 30% for other currencies and 50% on overseas remittance fee
Other Products
  • 『Blue Diamond Credit Card II』 : convenient and full of benefits
  • Blue Diamond Card II
    • Point type / frequent flyer miles type (SKYPASS / Asiana)
    • Gift Voucher equivalent to annual fee is provided every year
      Gift voucher is offered to customers who issued a Blue Diamond Card and who have spent
      300,000KRW on the first year (1,000,000KRW from second year)
  • Additional required documents : Proof of employment, paystub, (or contract of annual income)

☞Available for domestic/overseas use and family card offered when meeting requirements. For detailed information, please visit the nearest branch.

  • Asset management service
  • Deposit / Real property Mortgage Loan
  • Inquire a nearby Woori Bank’s branch or global desk for detailed information.
  • ID card is mandatory for banking transactions (account opening, joining services, reissuance of card, etc) and additional documents if required(credit cards, utility bills, etc.)
  • Please visit the Wooricard website for Check card and Credit card’s detailed benefits, terms and conditions, product instructions, and policy terms before applying for the card.
  • Annual fees for Blue Diamond Credit card: Point type: 100,000 KRW(Master card), 95,000 KRW(BC), Flyer miles type: 120,000 KRW(Master Card), 115,000 KRW(BC)
  • Abuse of credit cards threatens the family budget economy.
    Overdue interest charge of deferred transportation card and credit card : minimum 22.5% ~ maximum 29% per year.
  • Woori Card website : www.wooricard.com , English Customer Service ☎ 02 2169 5900

Banking Guide for Foreign Students

Checking Account, Internet / Smart Banking, Check Card
Please bring your identification card. (Passport or Alien registration card)
If you opened an account using passport but later issued an Alien Registration Card, you must bring both your passport and Alien Registration Card upon visiting the bank.


※ In Korea, bringing a legitimate identification card is a prerequisite for any kind of bank transaction, and one may be required other documents(proof of employment, pay notices or other proofs of income, utility bill, credit card etc.) depending on the task.
※ Please note that by law, whether there was any monetary motive or not, foreigners are liable for punishment for lending one’s card or deposit account to a third person.
※For detailed information please visit the nearest branch.
To Open a Bank Account
  • Use 『The Woori We'll Rich Joogeorae account』 to receive living expenses and tuition from your home country!
    1. Identity Card Submission
    2. Fill in transaction application
    3. Fill in password*
    4. Receive a bankbook

    ※ Password cannot be your date of birth, cell-phone numbers, consecutive numbers(1234), or repetitive numbers(0000).

  • Information needed when wire transferring money to Korea
    • Beneficiary Bank : Woori Bank
    • SWIFT CODE : HVBKKRSEXXX
    • Account no, recipient’s name, contact phone no. and address
  • The Woori We'll Rich Joogeorae account
    • No account opening or maintenance fee (available with “0” balance)
    • Fees waived : If this account is your settlement account for your card or if you set up an automatic payment on your cell phone bill, Woori Bank’s ATM transaction fees, electronic fund transferring fees, bankbook reissuing fees are waved 10 times a month.
    • ※ Required documents : Alien registration card, passport.
      ※ Inquire a nearby Wooribank for detailed information.

  • The bank deposit is protected by the Korea Deposit Insurance Corporation(KDIC) in accordance with the Deposit Protection Act. The KDIC insures deposits of up to KRW 50 million, including principal and interest, per depositor per institution. The deposits with principal and interest exceeding KRW 50 million will NOT be protected.
  • Issuing a Card
    • Cash Card, Transportation card, Check Card, all in one ! [Woori V Expat check card]
      • Cash card : available on ATMs and counters (withdrawals on overseas global ATMs)
      • Transportation card : pre-paid T-MONEY function for transportations
      • Check card : pay within your account balance and also get discounts at shops.
      • ※ Required documents : Alien registration card (If you only bring your passport, additionally submit ID or credit card from your home country or Korean utility bill receipt, etc.)
        ※ Please refer to the Woori Card’s webpage(www.wooricard.com) for detailed information about product services and membership clasure. ☎ 02 2169 5900(for English)

    Smart (Internet) Banking
    • Inquiry, transfer, deposit, and overseas transfer whenever and wherever without visiting the branch!
      √Smart Banking : http://m.wooribank.com √ Internet Banking: www.wooribank.com
    • [Woori Global Banking App]
      • Main Services : Account Inquiry, transfer, exchange rates inquiry, wire transfer, etc.
      • Languages : Korean, English, Chinese, Japanese, Vietnamese, Thai, Indonesian, Mongolian

        ※ Inquire a nearby Wooribank for detailed information.

      • Security Card, OTP : Mandatory security measures necessary for transactions through smart(Internet) banking.
      • Certificate : Necessary to identify the trader; electronically issued certificate
    Banking Guide
    • Operating hours 09:00~16:00(Weekdays)
    • [Woori Global Banking App]
      • Call center for foreign customers ☎1599-2288, 09:00~18:00(Weekdays)
        1. 1. English
        2. 2. Chinese
        3. 3. Japanese
        4. 4. Vietnamese
        5. 5. Mongolian
        6. 6. Thai
        7. 7. Indonesian
        8. 8. Cambodian
        9. 9. Uzbek
        10. 0. Tagalog
    • ※ In order to do bank transaction (opening a new account, product subscription, reissuing cards, etc.) in Korea, you are required to provide identity cards and you may need to provide additional documents.
    • ※ Under the civil law, foreigners can be penalized for renting or transferring the account bank book (card to the third person, even without receiving any commission.

    Foreign Exchange Rate

    2017/08/16 18:30:24
    통화 환율 정보
    Currency Buy Sell
    USD 1,161.98 1,122.02
    JPY 1,047.58 1,011.56
    EUR 1,366.19 1,313.41

    Woori Call Center

    • 1599-2288 (Dedicated Foreigner Call Center) -> 1(English), 2(Chinese), 3(Japanese), 4(Vietnamese), 5(Mongolian), 6(Tai), 7(Indonesian), 8(Cambodian), 9(Uzbek), 0(Tagalog)
    • 1588-5000, 1599-5000 (Domestic)
    • 82-2-2006-5000 (International)
    • Business hours : 09:00 ~ 18:00, Mon-Fri